Get real-time feedback how changing risk factors affect car insurance rates for an Audi Q4. Customize policy discounts, trim level options, driving record, and coverage amounts to learn how each affects rates. Know immediately if your change increases or decreases premiums and why.
The average estimated car insurance premium for a 2024 Audi Q4 is $2,036 per year, or about $170 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.
Annual Premium
$2,036
Cost Per Month
$170
The Annual Premium and Cost Per Month change instantly as you adjust calculator options.
If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the orange button above.
Quick Guide to Using the Insurance Rate Calculator
- Update Options: Adjust any settings in the form below.
- Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
- Get Detailed Insights: Click the orange arrow for an explanation of the rate change.
Key Features:
- Instant Rate Comparison: Learn how your personalized rate compares to the average driver.
To view the comparison as you customize the calculator settings, pin it to the bottom of your screen. - Personalized Analysis: Each update to the calculator refines your insurance analysis, helping you understand factors that are positively or negatively influencing your rates or protection level.
- Small Luxury SUV Segment Competitive Analysis: A comparative overview of all small luxury SUV models for your model year. Rates update with every change made to the calculator settings.
- Audi Q4 Trim Level Rates: Insurance rates for all trims available for your model year Q4. This data is also dynamic based on calculator settings.
Calculated vs. Average Rate
Discover how your personalized car insurance rate compares to the average annual premium for a Audi Q4.
As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.
For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.
$2,036
Average Rate
Your Rate
$2,036
The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.
Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Audi Q4.
The 'Average Rate' is a combined value for all Audi Q4 trim levels.
Insurance Rate Analysis
Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.
Based on the default settings in the calculator options, the annual premium for a 2024 Audi Q4 is $2,036.
After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.
Factors That Favorably Influence Your Rates and Coverage
There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.
Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.
Factors That Could Increase Rates or Result in Coverage Gaps
Certain circ*mstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.
As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.
2024 Audi Q4 vs. the Small Luxury SUV Segment
The table below compares insurance rates for the 2024 Audi Q4 against all other models in the small luxury SUV segment. The Audi Q4 is highlighted in light orange, and the segment's average insurance rate is in light blue.
Annual Premium values in the table are based on the current selections in the rate calculator settings.
The Difference column indicates the annual premium variance between each model shown and the Audi Q4, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Audi Q4.
After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.
| Rank | Make and Model | Annual Premium | Difference |
|---|---|---|---|
| 1 | Acura RDX | $1,456 | -$580 |
| 2 | Lexus NX 250 | $1,544 | -$492 |
| 3 | Cadillac XT4 | $1,574 | -$462 |
| 4 | Lexus NX 350h | $1,644 | -$392 |
| 5 | Lincoln Corsair | $1,664 | -$372 |
| 6 | Mercedes-Benz GLB 250 | $1,668 | -$368 |
| 7 | Lexus UX 250h | $1,672 | -$364 |
| 8 | Lexus NX 450h | $1,680 | -$356 |
| 9 | Mercedes-Benz GLA250 | $1,696 | -$340 |
| 10 | Mercedes-Benz GLA35 AMG | $1,704 | -$332 |
| 11 | Land Rover Evoque | $1,740 | -$296 |
| 12 | Lexus NX 350 | $1,748 | -$288 |
| 13 | Volvo XC40 | $1,754 | -$282 |
| 14 | Volvo XC60 | $1,764 | -$272 |
| 15 | Alfa Romeo Tonale | $1,768 | -$268 |
| 16 | Mercedes-Benz GLA45 AMG | $1,778 | -$258 |
| 17 | BMW X1 | $1,800 | -$236 |
| 18 | Infiniti QX55 | $1,804 | -$232 |
| 19 | Volvo C40 | $1,818 | -$218 |
| 20 | BMW X2 | $1,824 | -$212 |
| 21 | Lexus RZ 450e | $1,846 | -$190 |
| 22 | Mercedes-Benz EQB 300 | $1,854 | -$182 |
| 23 | Mercedes-Benz GLC300 | $1,868 | -$168 |
| 2024 Small Luxury SUV Average | $1,891 | -$145 | |
| 24 | Mercedes-Benz EQB 350 | $1,898 | -$138 |
| 25 | Genesis GV70 | $1,920 | -$116 |
| 26 | Audi Q3 | $1,932 | -$104 |
| 27 | Audi Q5 | $1,940 | -$96 |
| 28 | Alfa Romeo Stelvio | $1,958 | -$78 |
| 29 | Land Rover Range Rover Velar | $1,980 | -$56 |
| 30 | BMW X4 | $2,018 | -$18 |
| 31 | Audi Q4 | $2,036 | -- |
| 32 | BMW X3 | $2,056 | $20 |
| 33 | Genesis GV60 | $2,120 | $84 |
| 34 | Porsche Macan | $2,154 | $118 |
| 35 | Jaguar I-Pace | $2,178 | $142 |
| 36 | Land Rover Defender | $2,264 | $228 |
| 37 | Jaguar F-Pace | $2,328 | $292 |
| 38 | Aston Martin DBX | $3,394 | $1,358 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.
2024 Q4 Insurance Rates by Trim Level
The table below shows insurance rates for all trim levels available for the 2024 Audi Q4.
Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.
| 2024 Audi Q4 Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| 40 e-tron Premium | $1,908 | $159 |
| 40 e-tron Premium Plus | $1,984 | $165 |
| 50 e-tron Premium | $1,996 | $166 |
| Sportback e-tron Premium | $2,036 | $170 |
| 50 e-tron Premium Plus | $2,060 | $172 |
| 50 e-tron Prestige | $2,088 | $174 |
| Sportback e-tron Premium Plus | $2,094 | $175 |
| Sportback e-tron Prestige | $2,118 | $177 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.
Insurance Rates by Driver Age
The table below shows average car insurance rates for the 2024 Audi Q4 for different driver ages.
| Driver Age | Annual Premium | Cost Per Month |
|---|---|---|
| 16 | $7,213 | $601 |
| 17 | $7,011 | $584 |
| 18 | $6,328 | $527 |
| 19 | $5,744 | $479 |
| 20 | $4,411 | $368 |
| 21 | $4,206 | $351 |
| 22 | $3,773 | $314 |
| 23 | $3,080 | $257 |
| 24 | $2,918 | $243 |
| 25 | $2,368 | $197 |
| 30 | $2,176 | $181 |
| 35 | $2,088 | $174 |
| 40 | $2,036 | $170 |
| 45 | $1,900 | $158 |
| 50 | $1,798 | $150 |
| 55 | $1,678 | $140 |
| 60 | $1,684 | $140 |
| 65 | $1,796 | $150 |
| 70 | $1,932 | $161 |
| 75 | $2,264 | $189 |
| 80 | $2,790 | $233 |
Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Audi Q4 trim levels.
Average Rates by Model Year
The table below shows average car insurance rates for different model years of the Audi Q4.
These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.
Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.
If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.
| Model Year and Vehicle | Annual Premium | Cost Per Month |
|---|---|---|
| 2024 Audi Q4 | $2,036 | $170 |
| 2023 Audi Q4 | $1,984 | $165 |
| 2022 Audi Q4 | $1,868 | $156 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Audi Q4 trim levels for each model year.
As an expert in the field of car insurance rates and analysis, I can provide you with information related to all the concepts used in the article you provided. Let's break it down step by step.
Real-time Feedback on Changing Risk Factors
The article mentions that you can get real-time feedback on how changing risk factors affect car insurance rates for an Audi Q4. This means that by adjusting various factors such as policy discounts, trim level options, driving record, and coverage amounts, you can see how each of these factors influences the insurance rates. The feedback is instant, and you can immediately see if your changes increase or decrease premiums and the reasons behind these changes.
Average Estimated Car Insurance Premium
According to the article, the average estimated car insurance premium for a 2024 Audi Q4 is $2,036 per year or about $170 per month. This estimation is based on a specific driver profile: a 40-year-old male driver with no prior driving violations or at-fault accidents. The comprehensive and collision deductibles are set at $500, and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.
Rate Changes and Calculator Options
The article explains that the annual premium and cost per month change instantly as you adjust the calculator options. If you make a change that results in a higher insurance cost, the rates turn red, indicating an increase. On the other hand, if you adjust a factor that saves money, the rates turn green, indicating a decrease. For a detailed explanation of each rate change, you can click the orange button above.
Quick Guide to Using the Insurance Rate Calculator
The article provides a quick guide to using the insurance rate calculator. You can update options by adjusting settings in the form below. As you make changes, you can observe how the annual premium at the bottom of the page changes. To get detailed insights into rate changes, you can click the orange arrow for an explanation. The calculator also offers key features such as instant rate comparison and personalized analysis.
Factors That Influence Rates and Coverage
The article mentions that there are factors that favorably influence rates and coverage, such as being a mature driver, being married, having great credit, and owning a home. By fine-tuning the settings in the calculator, you can see an analysis of all the factors that contribute to reducing rates or improving coverage options.
Factors That Increase Rates or Result in Coverage Gaps
Certain circ*mstances may lead to higher insurance rates or potential gaps in coverage. These include being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact. The calculator settings can help you understand and explain all the factors that contribute to higher rates or reduced levels of coverage.
Small Luxury SUV Segment Comparison
The article provides a comparative overview of insurance rates for the 2024 Audi Q4 against other models in the small luxury SUV segment. The rates are shown in a table, with the Audi Q4 highlighted in light orange, and the segment's average insurance rate in light blue. The table indicates the annual premium difference between each model and the Audi Q4, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Audi Q4. By choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.
Insurance Rates by Trim Level and Driver Age
The article provides insurance rates for all trim levels available for the 2024 Audi Q4. The rates are shown in a table, displaying the annual premium and cost per month values based on the current selections in the rate calculator settings. The table also shows average car insurance rates for the 2024 Audi Q4 for different driver ages. These values provide a comparison and help you understand how your calculated rate compares to the average annual premium for different model years.
Data Methodology
The article mentions the data methodology used for calculating insurance rates. It states that the rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are set at $500, and Uninsured Motorist (UM), Underinsured Motorist (UIM), and medical payments coverages are included. The premiums are averaged for all trim levels for each model year.
I hope this information helps you understand the concepts and details mentioned in the article. If you have any further questions or need more specific information, feel free to ask!
